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Professional Consultants Certificate (PCC) UK Lender Approved

Looking for a reliable alternative to Structural Defects Insurance? We provide Professional Consultants Certificates (PCC) accepted by major UK lenders.

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    Testimonials

    Here’s What Our
    Customers Say About Us

    Posted on Google Google
    Terlochan Singh profile picture
    Terlochan Singh
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Excellent company to work with - easy to organise and book, fantastic detail provided and their depth of knowledge and understanding of the London property was exceptional. Saqib and his team were available every step of the way and made the purchasing process much easier for me and my wife as first time home buyers! I would definitely recommend MSR Surveying to my friends and family. Infact I have and they have provided the same level of service!!
    Posted on Google Google
    Umar profile picture
    Umar
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Great communication from MSR Surveying from the start, I had informative phone calls and emails beforehand and we received a reasonably priced quote. Paid for and booked in the survey and the surveyor went out to the house in a very timely manner. We then received the report the very next day. I requested a phone call from the person who completed our survey as there were a couple of things I didn't understand, he rang me and explained them very well to me. Couldn't recommend them enough. Thank you.
    Posted on Google Google
    Hassan M profile picture
    Hassan M
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    I recently had a damp report carried out due to a leak coming from a neighbour’s property, and I couldn’t be more impressed with the service. From start to finish, the process was smooth, efficient, and highly professional. The team responded promptly, delivered a quick turnaround, and provided a clear, detailed report that thoroughly outlined the extent of the issue. The service was also very reasonably priced. This report will be used as part of court proceedings, and I have every confidence in its quality and accuracy. Highly recommended for anyone in need of a reliable and thorough damp inspection.
    Posted on Google Google
    C A L L Y profile picture
    C A L L Y
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    A very positive experience! We enquired about a survey with a very kind gentleman, Saqib, who had looked at the house online and had done some research before the call. This gave the phone call a more personal touch. We booked the survey towards the end of March and it was completed within 3 days. We then received, which was very detailed and included lots of photos! Very, very happy with the services and definitely would recommend.

    About PCC

    What Is a Professional Consultants Certificate (PCC)?

    A Professional Consultants Certificate (PCC) is an alternative to a structural warranty, used for newly built or recently converted properties.

    It confirms that:

     It is often required by lenders when a 10-year warranty is not available

    Construction Oversight

    Issued by a RICS-regulated professional who has monitored the build process from foundation through to completion.

    Lender Recognition

    Accepted by the majority of UK mortgage lenders as a valid alternative to a structural warranty.

    6 or 10 Year Coverage

    Choose from a 6-year or 10-year certificate depending on your lender’s requirements and project type.

    Eligibility

    When Do You Need a PCC?

    A PCC may be required in a number of common property and build scenarios.

    You are building a new property

    You have completed a conversion (e.g. house → flats)

    You don’t have an NHBC or structural warranty

    Your lender requests certification before mortgage approv

    Why MSR Surveying

    Why Choose MSR Surveying for PCC?

    We keep it simple, fast, and compliant.

    RICS Regulated Surveyors

    Qualified professionals trusted across the UK

    Lender-Approved Format

    Accepted by major UK mortgage lenders

    Fast Turnaround

    Avoid delays in your project or sale

    Clear Process

    No confusion — we guide you step-by-step

    How It Works

    Our PCC Process (Simple & Clear)

    Three straightforward steps to your certificate.

    1

    Step 1 – Send Project Details

    Share your drawings, build stage, and location

    2

    Step 2 – Review & Inspection

    We assess your project and carry out required checks

    3

    Step 3 – Certificate Issued

    Receive your PCC once requirements are met

     Simple. Fast. Reliable.

    Mortgage Lenders

    What Lenders Look For

    Lenders require reassurance that your property meets their standards before approving a mortgage.

    The property has been built to a reasonable standard

    A qualified professional has monitored construction

    Risks are reduced compared to uncertified builds

    👉 A PCC helps meet these requirements and move your purchase forward

    Comparison

    PCC vs Structural Warranty

    Understand the key differences to choose the right solution for your project.

    FeaturePCCStructural Warranty
    Time to ObtainFaster to obtainTakes longer
    CostLower costHigher cost
    Coverage TypeCovers certificationIncludes insurance
    Lender AcceptanceAccepted by many lendersWidely accepted

    PCC is ideal when a warranty is not available

    FAQs

    Common Questions

    Most UK lenders accept PCCs, but requirements may vary

    It depends on inspection stages and documentation — contact us to review your case.

    Most cases are handled quickly depending on project details.

    Get Started

    Get Your PCC Quote Today

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